
You’ve made a significant mark in the banking ecosystem – now let the World celebrate your innovation!

Banking Innovation Submission for 16th AGBA is Now Open!
The Banking Innovation category at the Aegis Graham Bell Awards (AGBA) honours groundbreaking innovations that are reshaping the banking industry through technology, inclusion, and customer-centric solutions.
If your bank or fintech arm is pioneering in areas like digital banking, AI-driven decisioning, frictionless onboarding, UPI integrations, cybersecurity frameworks, financial inclusion, or next-gen credit/lending models, this is your platform to shine.
Showcase how you’re revolutionizing the banking landscape with innovation that matters.
Submit your nomination today!
The future of banking lies in leveraging technology and innovation to enhance customer experience, strengthen cyber resilience, and promote financial inclusion
Who Should Nominate for the Banking Innovation Category?
✅ Cloud-native Core Banking Platforms
✅ Middleware for Omnichannel Banking
✅ Interoperability & Integration Frameworks
✅ Banking Workflow Automation
✅ Virtual Banking Assistants & Chatbots
✅ Predictive Analytics for Customer Retention
✅ AI for Cross-Sell/Up-Sell in Banking
✅ Intelligent Risk-Based Lending Models
✅ Automated Loan Lifecycle Management
✅ Bank-led Microcredit Innovations
✅ AI in Credit Monitoring & Early Warning Systems
✅ Accessibility-Driven UX (regional language, voice banking)
✅ Specialized Products for Underserved Segments
✅ Women-Centric and Senior-Centric Banking Innovations
✅ ESG-based Credit Evaluation
✅ Sustainable Investment Portfolios
✅ Carbon Tracker Tools for Loans & Credit
✅ Cyber Threat Intelligence for Banks
✅ Zero Trust Security in Banking Networks
✅ AI-Based Insider Risk & Transaction Monitoring
✅ Liquidity Risk Management Platforms
✅ AI for Treasury Decision-Making
✅ Wealth Management Innovations from Banks
✅ AI-Driven Compliance Monitoring
✅ Bank-Specific Reporting Dashboards
✅ Stress Testing & Scenario Simulations
✅ Video Banking & Remote RM Solutions
✅ Smart Queuing & Appointment Systems
✅ Digital Banking Services in Micro-branches
Know The Process
STAGE ONE
INNOVATION REGISTRATION
STAGE TWO
JURY PRESENTATION (VIRTUAL)
STAGE THREE
FINALIST ANNOUNCEMENT
STAGE FOUR
AWARD FELICITATION
Meet 15th AGBA Finalists
Banking Jury

Joseph Joshy
CTO, IFSCA

Dr. Nirupama Kulkarni
Sir Research Director, CAFRAL Promoted by RBI

Prof. AjayKumar Garg
Prof.Finance, IIM Lucknow

Prof. M Jayadev
Prof.Finance, IIM Bangalore

Tarun Khanna
Partner, CX Partners

Prof Janakiram
Director, IDRBT, est. by RBI

Prof MridulKumar Saggar
Former ED, RBI

Anil Joshi
Partner, Unicorn Ventures